debt free

Cheap Living

Cheap living not only means living within your means, but flourishing. Learning to cut back and do without doesn't mean you can't thrive with what you do have.
Sometimes it simply means finding a cheaper alternative or be inventive and come up with your own.

If your goal is debt free living and you have very little funds to really secure your future for this dream, you need to start thinking more simple. Practicing frugal living tips is a start.

Here are a few areas that you can put into practice:

If you must eat out - go to fast food restaurants and eat off the dollar menu. Most of the name brand chains have these now. For about $3 you can get a decent meal and a drink. This is good and cheap - and it's also less fattening. So this is a win-win meal.

Buy clothes from thrift shops. Stores like Goodwill and Salvation Army will have an abundance of clothing at garage sale prices. It's easier than getting up at the crack of dawn on a Saturday to find good garage sales too.

Purchase store brands and generics when grocery shopping. If you must have a name brand - search the local newspaper for a coupon. Shop on days when the stores runs specials.

Color or dye your own hair. Do your own nails. Mow your own yard. In fact, offer to mow your neighbor's yard for a fee - and make a few bucks!

Above all learn how to budget and stick to it. Envelope budgeting is a good start to keeping up with all incoming and outgoing finances.

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